LUXIMOTI offer you full cooperation for the insurance of your property.
Property insurance is offered both to physical and legal persons.
Contact our insurance expert Galya Zlatanova for help and advice.
The object of the insurance may be your immovable or movable property. The immovable property includes not only residential buildings but also commercial buildings, other special function buildings and also the fencings of the building, the outside grounds, the swimming pools, etc. The movable property includes the furniture, all kind of electronic devices and appliances.
The basic insurance coverage includes loss and damage resulting from:
• Fire (incl. consequences of extinguishing thereof);
• Lightning, explosion or implosion, aircraft, parts or cargo therefrom;
• Natural calamities (incl. storm, hail, torrential rain, flood, snow and ice pressure, freezing, falling trees, branches, or other external objects following storm or hail);
• Water supply and sewerage damages;
• Landslide or collapse of earth mass, earthquake, short circuit and/or over-voltage, malicious acts by third parties, loss and damages resulting from transportation upon change of address;
• Removal of debris, relocation, protection and storage of insured property and/or loss of rent;
• Glass breakage with option for 'All Risks' basis;
• Third party liability following insured event (incl. damages caused to third parties as a result of fire, drenching as a consequence of extinguishing thereof or of flooding of the site insured which the Policyholder is obliged to compensate on the basis of tort);
• Breaking and entering;
• Armed robbery, vandalism.
The insurance premium is set on the basis of the insurance agency tariffs and depends on the type of the property insured, its insurance price, the agreed size of the insurance coverage and the specific risk factors.
We can also help you for the following insurance types:
• Motor vehicle insurance
• Life insurance
• Accident insurance
For more information please contact our insurance expert Galya Zlatanova.